25K Plan
This is a ready-made financial plan to demonstrate what Rs. 25,000 can achieve. In other words if you have Rs. 25,000 available per month to invest what all could you possibly achieve via the 25k plan. This has been prepared assuming persons around age of 30. The exact numbers would differ a little based on exact age and personal situation however the following provides a good insight into the benefits of a 25k plan.
Snapshot of the plan*
What can you get in just Rs. 25,000 per month?
- Rs. 1 crore of Life Insurance starting now
- Rs. 10 lacs of Health Insurance starting now
- Retirement Planning
- Corpus at retirement - Approx Rs. 11 crores.
- This implies retirement income of Rs. 4,00,000 per month.
- Monthly income increases @ 6% each year till age of 85 years.
- Total retirement income payout = Approx. Rs. 27 crores
- Rs. 50 lacs for children’s education planning
- Rs. 50 lacs for children’s wedding plan
- Rs. 1.5 lacs per year for holidays for rest of your life starting after 20 years.
Total Value of package during your life = Rs. 30 crores! .... by investing just 25k per month.
To get this kind of financial plan
- Register on our website if you are not a registered user already.
- Buy the 25k e-Plan service here...
- The cost of making this plan will be Rs. 15,000 one time.
- Ongoing fees @ Rs. 10,000 per annum (subject to inflationary adjustment year on year).
*Important Notes:
- The above values are approximate workings and may be applicable if you are around age of 30 years of age and have 1 or 2 children.
- Exact figures would be different based on your age & number of children you have.
- We assume the retirement to be about 25 to 30 years away and at age of 55 - 60. Upto this age the strategy will have medium to high risk. At retirement age we plan to accumulate a corpus for you from where your monthly income payout happens using a risk free strategy.
- We assume the education and wedding to be about 20 to 25 years away. During this period we plan to invest money and generate the target corpus needed. The strategy will have medium to high risk.
- We assume the holiday planning period to be about 20 years away. During this period we plan to invest money and generate the target corpus needed. The strategy will have medium to high risk. We plan to accumulate a corpus for you from where your annual payout happens using a risk free strategy.
- We assume the contingency planning period to be about 20 years away. During this period we plan to invest money and generate the target corpus needed. The strategy will have medium to high risk. We plan to accumulate a corpus for you that you may use in any form you like or simple invest it using a risk free strategy.
- The above workings are a part of Financial Plan & Financial Planning process. Medium to high risk strategy is expected to deliver returns in the range of 12%-15%. Returns & success of such planning is not guaranteed however the probability of success may be as high as 95% if you follow the planning process exactly as instructed.